New Jersey Boat Insurance Information
The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have boat insurance coverage you can count on.
Let our experienced New Jersey boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that are available
Click on the link below to fill out a quote request form
for a Boat Insurance policy that will provide excellent
insurance coverage for your boat at an affordable
cost. Or speak with our New Jersey Boat Insurance
Agent Specialist to discuss the features.
Learn more about New Jersey Boat Insurance
coverage options below!
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
New Jersey Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by
another boat, vehicle, or other object. The deductible is the amount you
choose to pay upfront (if any) before the boat insurance policy pays. The
higher the deductible chosen the lower the collision coverage cost of the
New Jersey boat insurance policy.
Collision Coverage - New Jersey Boat Insurance Policy
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the New Jersey boat insurance policy.
Comprehensive Coverage - New Jersey Boat Insurance Policy
New Jersey Boat Insurance Info
New Jersey Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
New Jersey is 15/30 and is explained in detail below. However, we recommend that
you choose liability insurance coverage amounts that are much higher than the
minimums listed below. Contact us to discuss what liability coverage amounts you
require to meet your needs.

15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in New Jersey is $5,000.
Liability Coverage (Bodily Injury & Property Damage)
New Jersey Boat Insurance
Bodily Injury Liability
Property Damage Liability
New Jersey Liability Coverage limits explanation:
New Jersey Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
New Jersey Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident.

Uninsured Boater Coverage - New Jersey Boat Insurance Policy
Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is a required coverage for
Boat Insurance in New Jersey. Contact us to discuss what uninsured coverage
amounts you require to meet your family or personal needs.
New Jersey does require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of
who caused the accident.
No Fault Coverage (PIP) - New Jersey Boat Insurance Policy
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We are your local northern New Jersey insurance agency, offering affordable boat insurance
policy premiums to residents in the following cities and counties: Succasunna, Boonton,
Boonton Township, Brookside, Budd Lake, Butler, Cedar Knolls, Chatham, Chester, Convent
Station, Denville, Dover, Dover Annex, East Hanover, Fayson Lakes, Flanders, Florham
Park, Gillette, Green Village, Greystone Park, Hibernia, High Crest, Ironia, Kenvil, Kinnelon,
Lake Hiawatha, Lake Hopatcong, Lake Intervale, Landing, Ledgewood, Lincoln Park, Lindy
Lake, Long Valley, Lower Montville, Lyonsville, Madison, Mendham, Meriden, Millington,
Mine Hill, Montville, Montville Township, Morris Plains, Morristown, Mount Arlington, Mount
Freedom, Mount Olive, Mount Tabor, Mountain Lakes, Netcong, New Vernon, Parsippany,
Pequannock, Pequannock Township, Picatinny Arsenal, Pine Brook, Pinebrook, Pompton
Junction, Pompton Plains, Powerville, Ralston, Randolph, Riverdale, Rockaway, Rockaway
Valley, Schooleys Mountain, Stirling, Tabor, Taylortown, Towaco, Troy Hills, Wharton,
Whippany, Stanhope, Hopatcong, Espanong, Hurdtown, Cranberry Lake, Andover,
Greendell, Woodport, Springdale, Oak Ridge, Milton, Sparta, Lake Lenape, Newton,
Ogdensburg, Saxton Falls, Johnsonburg, Allamuchy, Vienna, Hackettstown, Beattystown,
Marksboro, Hope, Townsbury, Washington, Newark, Elizabeth, Rahway, Colonia, Iselin,
Avenel, Woodbridge, Port Reading, Carteret, Perth Amboy, Fords, South Amboy, Metuchen,
Plainfield, Dunellen, South Plainfield, Green Brook, Fanwood, North Plainfield, Cranford,
Scotch Plains, Westfield, Union, Millburn, Springfield, Mountainside, Gillette, Warren,
Watchung, Stirling, Millington, Middlesex, Martinsville, Piscataway, Edison, New Brunswick,
Highland Park, Somerset, Milltown, South River, Bound Brook, Somerville, Bridgewater,
Fairview, Ridgefield, Fort Lee, Leonia, Palisades Park, Englewood Cliffs, Englewood,
Bergenfield, Teaneck, Paramus, Bogota, Ridgefield Park, Little Ferry, Hackensack,
Maywood, Teterboro, South Hackensack, Rochelle Park, Moonache, Lodi, Hasbrouck
Heights, Saddle Brook, Garfield, Elmwood Park, Woodridge, Carlstadt, East Rutherford,
Lyndhurst, Rutherford, Wallington, Passaic, Clifton, Paterson, Totowa, West Paterson, Little
Falls, Great Notch, North Caldwell, Cedar Grove, Verona, Montclair, Bloomfield, West
Orange, Glen Ridge, Belleville, Nutley, Kingsland, North Arlington, Kearney, Harrison, East
Orange, East Newark, Orange, Irvington, South Orange, Hillside, Townley, Livingston,
Wayne, Morris County, Sussex County, Somerset County, Pasaic County, Bergen County,
Hunterdon County, Union County, and Warren County, NJ. We also offer boat insurance
services throughout the state of New Jersey, including the greater New York City area.
Your Life Solutions